Habitat for Humanity Macedonia
HFH International

HFH International

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Micro loans

Roma Housing Program

HFH Macedonia


Together with equal financial par we created the Roma Housing Program. The program was designed as pilot in its initial year, with clear vision to be extended in the near future in many different ways.



The main goal of the partnership is to improve the housing conditions for the Roma community in one of the municipalities of the capital Skopje, through provision of micro-loans for reconstruction/renovation/repair. In line with the basic principles of Habitat for Humanity, other ethnic groups from the same municipality should not be excluded, as long as they comply with the loan conditions.

Specific objectives of the project are development of credit line, which should:

  • be designed and adapted to the needs of a specific and sensitive target group;
  • provide financial sustainability of the credit line;



Roma/marginalized families served through loans disbursed
50 new reconstruction loans disbursed

Roma/marginalized families served through reconstructions completed
34 reconstructions/renovations/repairs completed


The Roma Housing Fund is implemented through credit line that offers loans from 500 – 1.700 Euros with maximum repayment period of 30 months. The families that are eligible for this phase must already be Horizonti customers.